Ninepsan Securities
1
TIME HORIZON
Funding • Spending/Enjoying
2
ASSET ALLOCATION
Through Diversification
(chart below)
3
REBALANCING
Not Market Timing • Schedule

ALTERNATIVES
GLOBAL
EQUITY
CANADIAN
EQUITY
SHORT TERM
BONDS
US
EQUITY
LONG TERM
BONDS
EMERGING MARKETS
CASH

Brad Armes is registered to provide investment advice and solutions to clients residing in the province of Ontario. Securities products are provided through Aligned Capital Partners Inc.
Email Brad at: barmes@alignedcp.com
Aligned Capital Partners Inc. (“ACPI”) is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and Investment Industry Regulatory Organization of Canada (“IIROC”). Investment services are provided through Ninepsan Investments, an approved trade name of ACPI. Only investment-related products and services are offered through ACPI/FDG Investments and covered by the CIPF. Financial Planning and Insurance services are provided through Grand River Wealth Management and IDC Worldsource Insurance Services. Grand River Wealth Management is an independent company separate and distinct from ACPI/Ninepsan Investments.

Ninepsan Securities of Aligned Capital Partners Inc. (ACPI) are separate legal entities. All non-securities related business conducted by your Advisors as representatives of
Ninepsan Securities is not in their capacity as agents of ACPI.
Ninepsan Securities is an investments trade name of Aligned Capital Partners Inc. (ACPI). ACPI is a member of the Canadian Investor Protection Fund (CIPF.ca) and the Investment Industry Regulatory Organization of Canada (IIROC.ca). Investment products are provided through ACPI, and include, but are not limited to, mutual funds, stocks,
and bonds. Brad Armes is registered to provide securities to clients residing in the provinces of Ontario.
Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, ACPI is not providing and does not supervise any of the above noted activities and you should not rely on ACPI for any review of any non-securities services provided by Brad Armes.
Any advice which may be given in respect of non-securities services is given by your Advisors solely and no such advice is given in their capacity as agents of ACPI and is not protected by the Canadian Investor Protection Fund (CIPF). CIPF Coverage is available to investment dealers that are members of IIROC and does not cover insurance products and segregated products not held by a Member.
This website is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult the appropriate professional depending on your particular circumstances. This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.
The opinions expressed are those of the author and do not necessarily reflect those of ACPI. The information contained has been compiled from sources believed to be reliable,
but no representation or warranty, express or implied, is made by Ninepsan Securities Inc, Ninepsan Securities of Aligned Capital Partners Inc., its affiliates or any other person
as to its accuracy, completeness or correctness. All content is as of the date of this publication and is subject to change without notice.